Is Samsung Care+ worth it for the Galaxy S26 Ultra?

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nullIs Samsung Care+ worth it for the Galaxy S26 Ultra? Let's do the math.

The numbers:

The S26 Ultra costs $1,299+. Screen repair without insurance runs about $259-300. Care+ costs $8-15/month.

Over two years, basic Care+ costs around $200-260. One cracked screen makes Care+ pay for itself since repairs drop to $29.

When Care+ makes sense:

You've cracked a phone before. Past behavior predicts future behavior.

You sometimes use your phone without a case. At the beach, pool, wherever. One slip is all it takes.

You'd feel the $300 repair bill. For some people that's budget-disrupting.

When Care+ probably isn't worth it:

You're genuinely careful with phones. Never cracked a screen.

You always use a case and screen protector. Good protection reduces risk significantly.

You're fine self-insuring by keeping money in savings.

The S26 Ultra consideration:

This phone has Privacy Display, not a normal screen. Third-party repairs might fix the crack but not restore the privacy function. Care+ guarantees genuine parts and proper calibration.

Bottom line:

Cracked a phone in the last few years? Get Care+. The math works and you get peace of mind.

Never cracked a phone and meticulous about protection? Skip it. Invest in a quality case instead.

Enrollment window:

60 days from purchase to sign up. After that, Samsung requires device inspection. Compare Galaxy S26 Ultra prices to find the best deal.