Sam's Club logo
Retailer Report Card

Sam's Club

Sam's Club is a Walmart-owned membership warehouse club with approximately 600 US locations. Industry-leading 100% satisfaction guarantee on most merchandise, fully refundable membership fee, and industry-best pricing transparency (real Instant Savings, no fake sale cycles) are the standout strengths. The major tradeoffs are no competitor price matching and a required paid membership. A strong direct Costco competitor with Apple Pay support and Scan & Go mobile checkout.

A-
Overall Grade
Researched 4/24/2026
Price matching
No
Free shipping
$45+
BBB rating
B
Loyalty program
Sam's Club Membership

Return Policy

A+
Holiday extension
No
Restocking fee
None
Return shipping
Free return shipping
In-store returns
Yes
Receipt required
No
Final-sale categories
Gift cards, prepaid cards, and tickets, Custom/personalized items, Prescriptions and hearing aids (special rules)

100% satisfaction guarantee — most items returnable anytime with no time limit. Exceptions: Electronics (TVs, computers, cameras, drones): 90 days. Major appliances: 30 days. Cell phones and satellite service devices: 14 days. Membership fee is 100% refundable at any time.

Price Matching

F
Offers price matching
No

Sam's Club does not offer a traditional competitor price match policy. Value is delivered via everyday member pricing, Member's Mark private label, and Instant Savings promotions.

Shipping

A
Free shipping threshold
$45
Standard delivery
3–5 days
Same-day delivery
Yes
Store pickup
Yes
International shipping
No

Club members get free shipping on orders $45+; Plus members ($110/yr) get free shipping on most orders with no minimum. Same-day delivery available in many markets; Plus members get free same-day delivery on qualifying orders.

Payment Methods

Apple Pay (online)
Yes
Apple Pay (in-store)
Yes
Google Pay
Yes
PayPal
No
Buy Now, Pay Later
No
Store credit card
Yes
Gift cards
Yes

Loyalty Program

A
Program name
Sam's Club Membership
Free to join
No
Annual cost
$50/yr
Earning rate
Plus members ($110/yr) earn 2% Sam's Cash on eligible purchases, capped at $500/yr
Tier benefits
Club ($50/yr): basic membership, in-club shopping, samsclub.com access, Plus ($110/yr): 2% Sam's Cash (capped at $500/yr), free shipping on most items, early shopping hours, free select generic prescriptions at Sam's pharmacy, optical and hearing aid discounts, Free Scan & Go checkout via mobile app, Curbside pickup at no extra cost, Fuel savings at Sam's Club gas stations, Tire & battery center services

Membership required to shop (Club $50/yr or Plus $110/yr). Membership is 100% refundable at any time under the satisfaction guarantee.

Customer Service

Live chat
24/7
Phone support
Member service phone support available daily with extended hours
Email support
Yes
Avg. response time
Phone under 15 minutes typical; email within 24 hours

Pricing Transparency

A+
Fake sales frequency
low
Strikethrough honesty
accurate
Dynamic pricing used
No

Sam's Club's Instant Savings program applies real discounts off everyday member prices, and Member's Mark private label provides stable everyday pricing rather than manufactured 'sale' cycles. Strikethrough pricing generally reflects the true prior member price; Instant Savings are clearly labeled with savings amounts and end dates. Prices are set club-wide and do not vary by individual user session.

Privacy & Data Practices

Sells customer data
No
Targeted advertising
Yes
Account required to shop
Yes

Third-Party Trust Ratings

Better Business Bureau
B

Company

Legal name
Sam's West, Inc.
Parent company
Walmart Inc. (NYSE: WMT)
Headquarters
Bentonville, Arkansas, USA
Founded
1983
Ticker
NYSE: WMT

Sources