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Retailer Report Card

Macy's

Macy's offers a solid 30-day return policy with free shipping, a generous 4-tier Star Rewards loyalty program, and price matching against a broad competitor list with a 10-day post-purchase adjustment. The big weakness is pricing transparency — Macy's has been repeatedly sued and settled over inflated 'regular' reference prices and phantom markdowns. Trust ratings on Trustpilot and Sitejabber are weak, though app store ratings are excellent.

B
Overall Grade
Researched 4/24/2026
Return window
30 days
Price matching
Yes
Free shipping
$25+
Trustpilot
1.6 / 5
BBB rating
A+
Loyalty program
Macy's Star Rewards

Return Policy

A-
Return window
30 days
Holiday extension
Yes
Restocking fee
None for most items; mattresses have a restocking fee.
Return shipping
Free return shipping label available via My Account / Order Details for most items.
In-store returns
Yes
Receipt required
No
Final-sale categories
Gourmet food and wine, Personalized/monogrammed items, Lighting fixtures that have been hardwired, Area rugs marked as Final Sale, Tech/Electronics past shorter return window, Designer brands with shorter return windows

Standard 30-day return window. Many categories have shorter windows: small electrics/personal care (10 days), tech/electronics (14 days with original packaging), designer handbags/premium brands (14 days). Free return shipping via prepaid label for most online orders, in-store returns at any Macy's location.

Price Matching

B+
Offers price matching
Yes
Competitors matched
Amazon.com, Bestbuy.com, Bloomingdales.com, Costco.com, HomeDepot.com, JCPenney.com, Kohls.com, Lowes.com, Nordstrom.com, Target.com, Walmart.com, Wayfair.com
Exclusions
Clearance, closeout, or liquidation prices, Going-out-of-business sales, Door-busters and limited-time flash sales, Items sold by third-party marketplace sellers, Items with a lower price due to a coupon, promotional code, or rebate, Items that require purchasing a service or membership, Open-box, used, refurbished, or damaged items, Pricing errors, Cosmetics, fragrances, and fine jewelry
Post-purchase adjustment window
10 days
How to request
Contact Customer Service at 1-800-289-6229 or via live chat within 10 days of purchase with proof of the competitor's lower price.

Macy's Price Match Policy matches prices at the time of purchase and up to 10 days after on in-stock identical items from a defined list of qualifying competitors. Does not match Macy's Backstage or Marketplace sellers.

Shipping

A
Free shipping threshold
$25
Standard delivery
3–6 days
Same-day delivery
Yes
Store pickup
Yes
International shipping
Yes

Free standard shipping on orders $25+. Same-day delivery available in select metros for an additional fee (free for Platinum Star Rewards members on qualifying orders). Free in-store and curbside pickup at most Macy's locations. Ships internationally to 100+ countries via Borderfree/Global-e.

Payment Methods

Apple Pay (online)
Yes
Apple Pay (in-store)
Yes
Google Pay
Yes
PayPal
Yes
Buy Now, Pay Later
Klarna, Afterpay, Affirm
Store credit card
Yes
Gift cards
Yes

Loyalty Program

A-
Program name
Macy's Star Rewards
Free to join
Yes
Earning rate
1% back in Star Money on most purchases for non-cardmembers (Bronze); cardmembers earn 2%-5% depending on tier.
Tier benefits
Bronze (non-cardmember): 1% back in Star Money, birthday surprise, Silver (cardmember, <$500/yr): 2% back, 25% off first-day purchases, Gold (cardmember, $500-$1,199/yr): 3% back, free shipping with no minimum, Platinum (cardmember, $1,200+/yr): 5% back, free shipping with no minimum, free same-day delivery on qualifying orders, Star Passes and bonus Star Money events, Access to cardmember-exclusive sales and early access events

Star Rewards is free to join. The 4-tier structure rewards cardmembers more heavily; non-cardmembers stay at Bronze. Star Money is redeemable in $10 increments on future purchases.

Customer Service

Live chat
Available via macys.com Help Center
Phone support
1-800-289-6229
Email support
Yes
Avg. response time
Live chat typically <5 minutes; email responses within 24-48 hours

Pricing Transparency

D
Fake sales frequency
high
Strikethrough honesty
inflated
Dynamic pricing used
No

Macy's is a frequent subject of deceptive-pricing lawsuits. In 2014, California AG's office sued Macy's over inflated 'regular prices.' The Los Angeles County DA settled with Macy's in 2019 for $1.5M over 'phantom markdown' / inflated reference pricing. Multiple ongoing class actions cite Macy's 'was/now' strike-through prices as reference prices items were rarely or never actually sold at.

Privacy & Data Practices

Sells customer data
Yes
Targeted advertising
Yes
Account required to shop
No
Notable data incidents
  • 2018: Macys.com and Bloomingdales.com customer account credential-stuffing breach exposed names, addresses, phone numbers, emails, birthdays, and payment card numbers (April 26-June 12, 2018).
  • 2019: Magecart-style payment card skimmer injected into checkout and My Wallet pages on macys.com (October 7-15, 2019), exposing customer names, addresses, and payment card data.

Third-Party Trust Ratings

Trustpilot
1.6 / 5 (4,800 reviews)
Better Business Bureau
A+
Sitejabber
2.6 / 5
Knoji
4.4 / 5
Apple App Store
4.8 / 5
Google Play
4.7 / 5

Company

Legal name
Macy's, Inc.
Headquarters
New York, New York
Founded
1858
Ticker
NYSE: M
Annual revenue
$23.1B
Employees
85,000

Sources