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Retailer Report Card

The Home Depot

Home Depot has a generous 90-day return policy (365 days for store cardholders), price matching across Lowe's/Walmart/Amazon direct, and free shipping over $45. The weakest dimension is pricing transparency — an active 2024 class action alleges inflated strikethrough 'regular' prices and an LA County DA settlement addressed shelf-vs-checkout overcharges of 10-40%.

B
Overall Grade
Researched 4/16/2026
Return window
90 days
Price matching
Yes
Free shipping
$45+
Trustpilot
1.8 / 5
BBB rating
A+
Loyalty program
Pro Xtra

Return Policy

A
Return window
90 days
Holiday extension
Unknown
Restocking fee
15% restocking fee may apply to special order returns or cancellations; must be returned to the same store where purchased.
Return shipping
Return shipping provided by Home Depot for online purchases (prepaid label) for eligible items; oversized/freight items may require in-store return.
In-store returns
Yes
Receipt required
No
Final-sale categories
Custom blinds, Tinted paint, Gift cards, Labor and installation services, Product samples, Whole house generators, Utility trailers, Select special orders

90-day standard window, extended to 365 days with The Home Depot Consumer Credit Card, Commercial Revolving Charge, or Commercial Account. Exceptions: 48 hours for major appliances, 7 days for dehumidifiers/portable ACs/pressure washers, 30 days for furniture and select electronics.

Price Matching

B+
Offers price matching
Yes
Competitors matched
Lowe's, Walmart, Amazon (items sold and shipped by Amazon directly)
Exclusions
Special orders, Custom products, Clearance items, Refurbished goods, Membership-based warehouse clubs (Costco, Sam's Club), Special promotional periods (e.g., Black Friday)
Post-purchase adjustment window
30 days
How to request
Bring the competitor's lower advertised price and your Home Depot receipt to any store, or contact customer service; Home Depot can retrieve the transaction via the credit card or phone number used at purchase.

As of February 2026, Home Depot eliminated the additional 10% 'meet and beat' bonus — now a straight price match only.

Shipping

A-
Free shipping threshold
$45
Standard delivery
3–7 days
Same-day delivery
Yes
Store pickup
Yes
International shipping
No

Free standard shipping on most orders over $45. Appliances ship free at $396+. Same-day delivery available in select metro markets (NYC, LA, Chicago, Dallas, Atlanta, Houston) starting at $8.99. Free in-store pickup. Large/freight items excluded from free shipping threshold.

Payment Methods

Apple Pay (online)
No
Apple Pay (in-store)
Yes
Google Pay
Yes
PayPal
Yes
Buy Now, Pay Later
PayPal Pay Later
Store credit card
Yes
Gift cards
Yes

Loyalty Program

B+
Program name
Pro Xtra
Free to join
Yes
Earning rate
Points earned on every dollar spent (Pro Xtra Perks), redeemable for tool rental charges or merchandise.
Tier benefits
Member (base): purchase tracking, volume pricing, exclusive sales, Text2Confirm, Elite ($25,000+ annual spend): Bronze paint rewards (10% off paint, solvents, primers), enhanced perks, VIP (top tier): 20% off paint products, highest-tier exclusive benefits

Pro Xtra is targeted at professional/contractor customers, not a general consumer loyalty program. Home Depot does not operate a broad consumer-wide loyalty/rewards program.

Customer Service

Live chat
unknown
Phone support
24/7
Email support
Yes

Pricing Transparency

F
Fake sales frequency
high
Strikethrough honesty
inflated
Dynamic pricing used
Yes

2024 California class action (Timmins v. Home Depot) alleges inflated strikethrough 'regular' prices that were rarely or never charged, creating illusory discounts. Separate suits and a ~$1.98M LA County DA settlement allege overcharging vs. shelf prices (10-40% higher at register). Home Depot sets online prices based on the nearest store, so prices vary by region/location and online vs. in-store on the same item can differ.

Privacy & Data Practices

Sells customer data
Yes
Targeted advertising
Yes
Account required to shop
No
Notable data incidents
  • 2014: Massive POS malware breach exposed 56M+ credit/debit cards and 53M email addresses; settled with consumers for $19.5M in 2016 and banks for $25M in 2017.
  • 2024: Threat actor 'IntelBroker' leaked names, work emails, and corporate user IDs of ~10,000 Home Depot employees after a third-party SaaS vendor inadvertently exposed the data during testing.

Third-Party Trust Ratings

Trustpilot
1.8 / 5 (6,551 reviews)
Better Business Bureau
A+ · Accredited
Sitejabber
2.3 / 5
Knoji
4.7 / 5
Apple App Store
4.8 / 5
Google Play
4.6 / 5

Company

Legal name
The Home Depot, Inc.
Headquarters
Atlanta, Georgia, USA
Founded
1978
Ticker
NYSE: HD
Annual revenue
$159.5B
Employees
470,100

Sources