Earn 4.40% APY with a Bank CD at E*Trade

E*Trade is offering a 12-month Bank CD with a 4.40% APY for new accounts opened and funded by August 12, 2026. This is a market-leading, fixed rate that remains unchanged regardless of market fluctuations.

This rate is notably high compared to typical savings products and provides a secure, predictable return. The deal is time-limited with an expiration date of August 12, 2026, and requires opening a new account to qualify. Given the attractive fixed rate and the relatively short term, this is a compelling option for those seeking a stable, high-yield investment.