Lowe's logo
Retailer Report Card

Lowe's

Lowe's is a major U.S. home-improvement retailer with ~1,700 stores and strong logistics for large-item and appliance delivery. The customer-friendly 90-day return policy (365 days with store card) and solid in-store payment flexibility are clear strengths. The price match guarantee was meaningfully narrowed in 2019 — only Home Depot, Ace, and Menards are matched, and Amazon is excluded. Consumer sentiment splits sharply: mobile apps score ~4.7-4.8, while Trustpilot reviewers skew very negative over delivery and appliance-service complaints.

B
Overall Grade
Researched 4/24/2026
Return window
90 days
Price matching
Yes
Free shipping
$45+
Trustpilot
1.5 / 5
BBB rating
B
Loyalty program
MyLowe's Rewards (consumer) / MyLowe's Pro Rewards (contractors)

Return Policy

A
Return window
90 days
Holiday extension
No
Restocking fee
None on most items; special-order configured products may be non-returnable or subject to restocking fees
Return shipping
Customer pays return shipping for online orders unless item is defective or Lowe's error. In-store returns are free.
In-store returns
Yes
Receipt required
No
Final-sale categories
Gift cards / merchandise cards / refund cards, Safes over 150 lbs, Custom/special-order products, Liquid paint (unless defective or damaged), Holiday/seasonal items after the holiday

90-day standard window, extended to 365 days with any Lowe's Advantage Card or Lowe's Business Card. Major appliances must be reported damaged/defective within 48 hours of delivery. Outdoor power equipment (mowers, generators, chainsaws, etc.) has a 30-day return window and must be unused with fluids drained. Trees/shrubs/perennials carry a 1-year plant guarantee with receipt.

Price Matching

C
Offers price matching
Yes
Competitors matched
The Home Depot, Ace Hardware, Menards
Exclusions
Amazon, Walmart, Costco, Sam's Club, Wayfair, eBay, Third-party marketplace sellers, Clearance, closeout, or going-out-of-business pricing, Rebates, bundle offers, free items, financing offers, Pricing errors, Membership warehouse clubs, Services, installation labor, delivery, assembly, Open-box, damaged, used, or refurbished items
Post-purchase adjustment window
30 days
How to request
In-store customer service, phone 1-800-445-6937, or online chat. Must present evidence of the competitor's lower price on an identical in-stock item.

Lowe's discontinued its broader in-store 10%-beat price match in March 2019. The current Price Match Guarantee is narrower — only the 3 named hardware/home-improvement competitors, excluding Amazon and warehouse clubs.

Shipping

B
Free shipping threshold
$45
Standard delivery
3–7 days
Same-day delivery
Yes
Store pickup
Yes
International shipping
No

Free parcel shipping on eligible orders of $45 or more; large/bulky items, appliances, lumber, and special-order items excluded and subject to delivery fees. Same-day delivery in select metros via third-party couriers. Free store pickup and curbside pickup. Truck delivery for major appliances with free haul-away of old appliance.

Payment Methods

Apple Pay (online)
No
Apple Pay (in-store)
Yes
Google Pay
Yes
PayPal
No
Buy Now, Pay Later
PayPal Pay Later, Lowe's Advantage Card financing
Store credit card
Yes
Gift cards
Yes

Loyalty Program

B
Program name
MyLowe's Rewards (consumer) / MyLowe's Pro Rewards (contractors)
Free to join
Yes
Earning rate
Consumer MyLowe's Rewards: earn points on eligible purchases; tiered membership (Bronze/Silver/Gold) unlocks perks. Pro Rewards: volume-based tiers with business perks.
Tier benefits
Bronze: basic point earning, member deals, Silver: bonus points, exclusive member prices, Gold: free standard shipping on eligible orders, higher point multiplier, Lowe's Advantage Card: 5% off every eligible purchase, 365-day returns, special financing, MyLowe's Pro Rewards: volume bulk pricing, free delivery perks, dedicated support

Lowe's overhauled loyalty in 2024-2025, launching consumer-facing MyLowe's Rewards and expanding MyLowe's Pro Rewards. Best value is gated behind the Lowe's Advantage Card (5% off).

Customer Service

Live chat
daily, broadly aligned with phone hours
Phone support
1-800-445-6937 (Mon-Sat 8:30am-11pm ET, Sun 9am-10pm ET)
Email support
Yes
Avg. response time
Email responses within 24-48 hours; live chat under a few minutes during business hours

Pricing Transparency

B
Fake sales frequency
moderate
Strikethrough honesty
mixed
Dynamic pricing used
Yes

Strikethrough/was-pricing is widespread across lowes.com. Reference prices often reflect MSRP or brief regular price rather than a sustained recent price. Holiday and event 'sales' (SpringFest, Labor Day, Black Friday, Memorial Day) routinely feature items whose 'sale' price is close to their prevailing everyday price. Prices vary by store (regional pricing based on ZIP) and channel (online vs in-store can differ).

Privacy & Data Practices

Sells customer data
Yes
Targeted advertising
Yes
Account required to shop
No
Notable data incidents
  • 2014: Third-party installation contractor exposed Lowe's driver records (personal information) via an unsecured computer backup. ~35,000 records affected.
  • 2025: Lowe's disclosed an incident involving internal employee/associate HR records; affected employees were notified and offered credit monitoring. Customer payment data was not reported compromised.

Third-Party Trust Ratings

Trustpilot
1.5 / 5 (6,500 reviews)
Better Business Bureau
B
Sitejabber
2.3 / 5
Knoji
4.3 / 5
Apple App Store
4.8 / 5
Google Play
4.7 / 5

Company

Legal name
Lowe's Companies, Inc.
Headquarters
Mooresville, North Carolina, USA
Founded
1921
Ticker
NYSE: LOW
Annual revenue
$83.0B
Employees
300,000

Sources