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Google Nest Learning Thermostat (3Rd Gen), Stainless Steel
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Wondering if investing in a Nest Learning Thermostat will actually save you money? The short answer is yes—most people see their energy bills drop by 10-23%, which typically works out to - in annual savings. But let's dig into what that really means for your wallet.

What You Can Realistically Expect

Bottom line: You're looking at saving roughly - per year on average, which means the thermostat pays for itself in about 2 years. After that, it's pure savings.

These aren't just Nest's marketing claims—they come from independent studies, including research by the Energy Trust of Oregon and analysis of over 50,000 real homes.

How Nest Actually Saves You Money

It's All About Stopping Energy Waste

Here's the thing: most people waste a ton of energy heating and cooling their homes when nobody's there. The Nest basically acts like a really smart, attentive person who never forgets to adjust the temperature.

What makes it so effective:

  • Learns your schedule: After a couple weeks, it knows when you typically leave and come home
  • Detects when you're away: Uses your phone location and built-in sensors
  • Makes smart adjustments: Switches to energy-saving temps automatically
  • Optimizes timing: Starts heating/cooling at just the right time to hit your target temp

Your Savings Depend on Your Current Habits

You'll Save the Most If...

  • You currently have a basic thermostat with no programming
  • You keep the same temperature all day, every day
  • You forget to turn things down when you leave
  • Your schedule varies a lot (the Nest adapts, manual programming doesn't)

People in this category often see 15-23% savings. That's significant money.

You'll See Moderate Savings If...

  • You have a programmable thermostat but don't use it optimally
  • You manually adjust sometimes but aren't super consistent
  • You're already somewhat energy-conscious

Expect around 8-15% savings here.

You'll See Smaller (But Still Real) Savings If...

  • You're already really good with a programmable thermostat
  • You're very consistent about manual adjustments
  • Your home is super efficient already

Even energy-conscious folks typically see 5-10% savings because the Nest can optimize in ways humans just can't match.

Climate and Home Factors Matter

You'll Save More If You Live In...

  • Extreme climates: Really hot summers or cold winters mean bigger bills and bigger potential savings
  • Older homes: Less insulation means temperature control has more impact
  • Larger homes: More space means more energy to optimize

Savings Are More Modest If...

  • Mild climate: Less dramatic heating/cooling needs
  • New, efficient home: Already optimized for energy use
  • Small space: Less total energy usage to work with

Let's Talk Real Numbers

Here's what the investment looks like:

  • Nest cost: Around -280
  • Your annual savings: -145 (average)
  • Break-even: About 2 years
  • 5-year benefit: -475 in your pocket (after paying for the Nest)

That doesn't even count the convenience factor—never walking into a freezing house again is worth something, right?

Regional Differences You Should Know

  • Cold climates: Tend to see higher savings from heating optimization
  • Hot climates: Big wins from cooling efficiency
  • High energy cost areas: Same percentage savings = more dollars saved

The Research Backs This Up

The Energy Trust of Oregon found:

  • Gas heating systems: 10-12% average savings
  • Electric heating: 15-23% average savings

Nest's own data from 50,000+ homes shows consistent 10-23% savings across different regions and home types.

How to Maximize Your Savings

Pro tips to get the most bang for your buck:

  1. Let it learn: Don't override the auto-schedule constantly
  2. Use location services: Let it know when you're actually away
  3. Set reasonable Eco temps: Don't go too extreme (68°F for heating, 76°F for cooling)
  4. Keep up with HVAC maintenance: A well-maintained system amplifies savings
  5. Pair with other efficiency upgrades: Insulation, weather sealing, etc.

The Bottom Line

Will a Nest thermostat save you money? Almost certainly yes. Will it save enough to justify the cost? For most people, absolutely. The combination of energy savings, convenience, and smart home integration makes it one of the better investments in home tech you can make.

Plus, there's something satisfying about watching your energy usage drop month after month—it's like a little victory every time you get your utility bill.

Lowest at Amazon
$125.00 at Amazon
Lowest at any Popular Retailer
$125.00 at Amazon

Where to Buy

Prices last updated: November 10th 2025 8:38 am

Considering the Google Nest Learning Thermostat (3rd Gen)?

Here's our "TLDR" Review

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More Answers

If you're still curious about the Google Nest Learning Thermostat (3rd Gen), here are some other answers you might find interesting:

Wondering if investing in a Nest Learning Thermostat will actually save you money? The short answer is yes—most people see their energy bills drop by 10-23%, which typically works out to - in annual savings. But let's dig into what that really means for your wallet.

What You Can Realistically Expect

Bottom line: You're looking at saving roughly - per year on average, which means the thermostat pays for itself in about 2 years. After that, it's pure savings.

These aren't just Nest's marketing claims—they come from independent studies, including research by the Energy Trust of Oregon and analysis of over 50,000 real homes.

How Nest Actually Saves You Money

It's All About Stopping Energy Waste

Here's the thing: most people waste a ton of energy heating and cooling their homes when nobody's there. The Nest basically acts like a really smart, attentive person who never forgets to adjust the temperature.

What makes it so effective:

  • Learns your schedule: After a couple weeks, it knows when you typically leave and come home
  • Detects when you're away: Uses your phone location and built-in sensors
  • Makes smart adjustments: Switches to energy-saving temps automatically
  • Optimizes timing: Starts heating/cooling at just the right time to hit your target temp

Your Savings Depend on Your Current Habits

You'll Save the Most If...

  • You currently have a basic thermostat with no programming
  • You keep the same temperature all day, every day
  • You forget to turn things down when you leave
  • Your schedule varies a lot (the Nest adapts, manual programming doesn't)

People in this category often see 15-23% savings. That's significant money.

You'll See Moderate Savings If...

  • You have a programmable thermostat but don't use it optimally
  • You manually adjust sometimes but aren't super consistent
  • You're already somewhat energy-conscious

Expect around 8-15% savings here.

You'll See Smaller (But Still Real) Savings If...

  • You're already really good with a programmable thermostat
  • You're very consistent about manual adjustments
  • Your home is super efficient already

Even energy-conscious folks typically see 5-10% savings because the Nest can optimize in ways humans just can't match.

Climate and Home Factors Matter

You'll Save More If You Live In...

  • Extreme climates: Really hot summers or cold winters mean bigger bills and bigger potential savings
  • Older homes: Less insulation means temperature control has more impact
  • Larger homes: More space means more energy to optimize

Savings Are More Modest If...

  • Mild climate: Less dramatic heating/cooling needs
  • New, efficient home: Already optimized for energy use
  • Small space: Less total energy usage to work with

Let's Talk Real Numbers

Here's what the investment looks like:

  • Nest cost: Around -280
  • Your annual savings: -145 (average)
  • Break-even: About 2 years
  • 5-year benefit: -475 in your pocket (after paying for the Nest)

That doesn't even count the convenience factor—never walking into a freezing house again is worth something, right?

Regional Differences You Should Know

  • Cold climates: Tend to see higher savings from heating optimization
  • Hot climates: Big wins from cooling efficiency
  • High energy cost areas: Same percentage savings = more dollars saved

The Research Backs This Up

The Energy Trust of Oregon found:

  • Gas heating systems: 10-12% average savings
  • Electric heating: 15-23% average savings

Nest's own data from 50,000+ homes shows consistent 10-23% savings across different regions and home types.

How to Maximize Your Savings

Pro tips to get the most bang for your buck:

  1. Let it learn: Don't override the auto-schedule constantly
  2. Use location services: Let it know when you're actually away
  3. Set reasonable Eco temps: Don't go too extreme (68°F for heating, 76°F for cooling)
  4. Keep up with HVAC maintenance: A well-maintained system amplifies savings
  5. Pair with other efficiency upgrades: Insulation, weather sealing, etc.

The Bottom Line

Will a Nest thermostat save you money? Almost certainly yes. Will it save enough to justify the cost? For most people, absolutely. The combination of energy savings, convenience, and smart home integration makes it one of the better investments in home tech you can make.

Plus, there's something satisfying about watching your energy usage drop month after month—it's like a little victory every time you get your utility bill.

Read More

So you're thinking about installing a Nest Learning Thermostat yourself? Good news—it's totally doable! While it's not exactly plug-and-play, most homeowners can handle this installation with a little patience and the right approach.

Here's the Real Talk on Difficulty

I'd rate this a 7 out of 10 for difficulty. It's not as simple as swapping out a light switch, but it's nowhere near as complex as rewiring your entire house. Think of it like assembling IKEA furniture—follow the instructions carefully, and you'll get there.

The basic process involves disconnecting your old thermostat and connecting 4-8 wires to the new Nest base. Google has actually done a great job making this as painless as possible.

What's Working in Your Favor

Google Made This User-Friendly

The Nest app walks you through everything step-by-step. There's even a compatibility checker that tells you upfront if your system will play nice with the Nest. The wiring terminals are color-coded, so you're not guessing which wire goes where.

Most Homes Are Ready

If your house was built after 1980, you're probably good to go. The wiring standards haven't changed much, so there's a good chance your existing setup will work perfectly with the Nest Learning Thermostat.

Basic Tools Only

You won't need any fancy equipment. A screwdriver, some wire strippers, and maybe a level if you're particular about things being perfectly straight. That's it.

Where Things Might Get Tricky

The C-Wire Situation

Here's the biggest potential hiccup: something called the C-wire (common wire). This little guy provides constant power to your thermostat. Older homes sometimes don't have one, which means you might need to:

  • Install the included power adapter
  • Run a new wire from your furnace
  • Spend some extra time figuring out the wiring

Don't panic if you run into this—Google includes solutions for most scenarios.

Special System Considerations

If you have a heat pump, you might need to tinker with some settings in the app. High-voltage systems (240V) are a no-go for DIY—you'll definitely want a pro for those. And if your home has multiple heating zones, it's worth having someone take a look before you dive in.

How Long Will This Take?

  • Smooth sailing: 30-45 minutes
  • Need to deal with the C-wire: Plan for 1-2 hours
  • Something goes sideways: Could be 2-3 hours of troubleshooting

When to Call in the Cavalry

Look, there's no shame in getting professional help. I'd recommend calling an HVAC tech if:

  • You see more than 8 wires behind your current thermostat
  • The idea of working with electrical connections makes you nervous
  • Your system is really old or unusual
  • You've got a high-voltage setup

Pro Tips from Someone Who's Been There

  1. Take pictures first! Seriously, snap photos of your original wiring before you touch anything. You'll thank yourself later.
  2. Use that compatibility checker. Don't skip this step—it'll save you headaches.
  3. Test everything after. Make sure both heating and cooling work before calling it done.
  4. Take your time. Rushing leads to mistakes, and mistakes lead to service calls.
  5. Have the instructions handy. Both the physical guide and the app are helpful.

The bottom line? Most people successfully install their Nest thermostat themselves and feel pretty accomplished afterward. It's one of those smart home upgrades that gives you a real sense of "I did that!" without requiring an engineering degree.

Read More
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